Finance and leasing options

Some of the great features of Solar & Energy Finance’s commercial solar products are:

  • 100% No Deposit commercial finance
  • Loans from $3,000 to $10 million
  • Chattel Mortgage Low Doc to $100,000 (2-year ABN and property owner)
  • Rental Low Doc to $150,000 (5-year ABN and property owner)
  • Loan terms from 1 – 7 years
  • Super-fast approvals and service
  • Security is only taken over the solar equipment – not your house or buildings!
  • No business cash flow projections required, and no annual loan reviews!
  • Sole traders, companies, Trusts, partnerships, sporting clubs, not for profit organisations etc
  • Australia wide funding – no postcode restrictions
  • PV Solar –Batteries – Storage – LED – Refrigeration – Air – we finance almost anything!

New Flexible Conditions

Solar & Energy Finance Now have some new product releases that will  assist commercial & self-employed

ONE DAY ABN 

We now accept commercial applications from a customer with a new ABN.No financials required.

  • Maximum loan size is $40,000
  • Maximum loan term 4 years
  • Customer deposit of 15% required
  • Customer must have 5 years industry experience

NON-PROPERTY OWNERS

We also now consider commercial applications from non-property owners. For further details on these new product enhancements please call, or email, our office.

Commercial Product Options Solar & Energy Finance offers various loan options designed to suit any business.

Rental (Operating Lease)

The business owner rents the solar equipment for the term of the loan. When the rental term expires the client may purchase the equipment off the funder for a final payment.

  • Repayments are 100% tax deductible
  • Off balance sheet expense – not shown as a liability on client’s balance sheet
  • Preserves client’s working capital and existing bank funding
  • Utilises the solar equipment or asset financed as security for the loan
  • Fixed payments for the term make it easy to budget for

Finance Lease

Similar to the Chattel Mortgage features but GST cannot be claimed up front and the funder owns the solar equipment until the final repayment is made.

Chattel Mortgage

  • The client’s business owns the solar equipment from day one
  • 100% of the invoice cost can be financed
  • The client may be eligible to claim 100% of the GST in the next BAS
  • Interest component of repayments is tax deductible
  • Client can claim depreciation on the solar equipment
  • Fixed payments for the term make it easy to budget for
  • Solar loan is shown as a liability on the client’s balance sheet
  • Utilises the solar equipment or asset financed as security for the loan